Therapy Fees & Insurance Coverage
Clear, transparent pricing and flexible payment options so you can focus on your emotional well-being.
At Nurture Therapy, we believe quality mental health care should be transparent and accessible. We are in-network with major commercial insurance plans and offer out-of-network reimbursement support for other policies. Payment is due at the end of each session.
We believe healthy, supported individuals raise healthy, happy families.
Support That Works For You
In-Network Coverage: Accepted plans include Blue Cross Blue Shield (PPO & Choice), Aetna, UnitedHealthcare, UMR, USHIP, and University of Chicago Plans: UCHP and USHIP.
Transparent rates for individual, couples, and family therapy.
Standard Session Fees
Initial Intake Evaluation
$195.00
Individual Therapy Session
$175.00
Family or Couples Therapy Session
$175.00
Accepted Payment Methods
Cash, check, and major credit cards (collected at the end of every session).
Financial Assistance & Low-Cost Support
We believe everyone deserves compassionate, specialized mental health care regardless of financial circumstances. If you are experiencing financial hardship, lack insurance coverage, or need low-cost perinatal mental health support, we encourage you to connect with our partner non-profit organization, Beyond the Baby Blues.
Beyond the Baby Blues provides affordable, accessible maternal mental health services and grants to families in need. Learn more or apply for financial assistance directly at Beyond the Baby Blues
Insurance Coverage & Out-of-Network Reimbursement
Guiding you through coverage verification and superbill submissions.
In-Network Insurance Plans
Nurture Therapy of Illinois is in-network with Aetna, Blue Cross Blue Shield PPO, Blue Cross Blue Shield Choice, UnitedHealthcare (IL), UMR (IL), and University of Chicago Plans: UCHP and USHIP.
If you plan to use insurance, coverage details must be verified prior to your intake appointment.
Out-of-Network Reimbursement (Superbills)
For all other insurance carriers, Nurture Therapy is an out-of-network provider. If your plan includes out-of-network mental health benefits, we provide monthly superbills (reimbursement receipts) that you can submit to your insurance company for potential reimbursement.
Important Insurance Carve-Out Note
Some medical insurance plans contract with third-party administrators for mental health benefits. Even if your medical insurance is in-network with us, your mental health coverage may be carved out to an out-of-network provider. Please verify your specific mental health benefits with your carrier, or contact our Billing Department at billing@nurture-therapy.com with questions.
Practice Policies & Your Financial Rights
Clear guidelines on scheduling flexibility and transparent billing protections.
Late Cancellation Policy
We understand life shifts quickly with new babies and busy schedules. If you need to reschedule or cancel, please notify your provider or our office at least 48 hours in advance.
Cancellations, missed sessions, or rescheduling requests made within the 48-hour window are subject to a $100 late cancellation fee. This fee is the client's responsibility and cannot be billed to insurance.
Your Right to a Good Faith Estimate
Under the No Surprises Act (H.R. 133), healthcare providers must give clients who do not have insurance or who are not using insurance an estimate of expected costs for non-emergency medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency care prior to service.
Delivery Timeframes: Received within 1 business day of scheduling (if scheduled 3+ business days in advance) or within 3 business days of scheduling (if scheduled 10+ business days in advance).
Dispute Protections: If you receive a bill that is at least $400 higher than your Good Faith Estimate, federal law allows you to dispute the bill.
A Good Faith Estimate is for your awareness only and does not require you to make any binding commitment. A universal waiver form is available in our online client portal. To learn more, visit www.cms.gov/nosurprises or call 800-985-3059.
We’re here to help you feel like yourself again.
Take The First Step Today
Connect with our intake team for a complimentary 15-minute consultation.
Let’s Find the Right Fit
We'll thoughtfully match you with the therapist and care that's right for you.
100% confidential.
In-network with major insurance plans.
Typical response within 1 business day.
Prefer to Connect Directly?
If you prefer, you are welcome to call or text our intake team directly at
(773) 234-9948